Legal and Privacy

This web site is governed by New Zealand law. Visitor or any one using the services available on or through this site each submits to the exclusive jurisdiction of the courts of New Zealand.

General Information

The information provided by this website is for general information purposes only. While we have endeavoured to ensure that the content and material on this site is free from error, we does not warrant its accuracy, adequacy or completeness or that it is suitable for your intended use.  In no event we shall be responsible for any loss or damage of whatever kind arising out of access to, use of, or reliance on any prices and information available through the website or any hyperlink to any website or any information contained or accessed through the website.

By using this website or the quotes service you agree that are not responsible for any damage or harm arising out of your use of the site. You also agree that all warranties, conditions and representations in respect of the site (express or implied) are excluded to the fullest extent permitted by law. None of the directors, officers, employees or agents, or any other party involved in creating, producing or delivering the web site, is liable for any direct, incidental, consequential, indirect or punitive damages, which are excluded to fullest extent permitted by law, arising out of your access to, or use of or inability to use, the site or arising from your reliance or non-reliance on the content available on or through the website.

We are not, via this website, making any offer to enter into any transaction or relationship with you. For full information on the products and services referred to in the site, including relevant terms and conditions, please contact us.

Independent Advice
You should seek your own professional advice as to the suitability of any financial products and/or services referred to on this website.

Limitation of liability
If for any reason the website owners is responsible for any damage or harm arising out of your use of the site, in no event shall our total liability to you for all damages, losses, and causes of actions (whether in contract, tort - including but not limited to negligence - or otherwise) exceeding the amount paid by you, if any, for accessing this website.